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(712) 263-6696 Denison, IA

Comprehensive Renters Insurance for Your Home in Denison, IA

Renters Insurance: Protect What Matters Most

 


If you're renting in Denison, IA, having renters insurance isn’t just recommended—it’s essential. From fire damage to theft, your personal belongings could be at risk, and your landlord’s insurance won’t cover your losses. That’s where Lenz Insurance Agency comes in with a renters insurance policy designed to protect what matters most to you.

What Does Renters Insurance Do?

Renters insurance provides coverage for personal property, and it also includes liability protection. Whether it’s a theft or an accident where someone gets injured in your home, renters insurance ensures you’re financially protected from costly events. Give Lenz Insurance Agency a call at 712-263-6696 to learn how we can tailor a policy to your needs.

Why Renters Insurance is a Must in Denison, IA

Many renters wrongly assume that their landlord’s insurance policy covers their belongings, but that’s not the case. Renters insurance covers everything from electronics to jewelry and furniture—so if disaster strikes, you’ll be covered. It also provides liability coverage in case a visitor gets injured and decides to sue.

Want to know more? Call us at 712-263-6696 to speak with a specialist at Lenz Insurance Agency who can help you build the right policy for your situation.

What Does Renters Insurance Cover?

Fire Damage
Coverage for replacing or repairing belongings damaged by fire or smoke.

Theft
Your policy helps cover the value of stolen items if your home is broken into.

Water Damage
Whether from a burst pipe or a leaky appliance, renters insurance helps cover the damage.

 

Common Claims on Renters Insurance

Claim Type Description Average Cost
Fire Damage Covers damage to your personal belongings caused by fire. $10,000 - $50,000
Theft Reimburses you for stolen property. $1,000 - $5,000
Water Damage Damage from water-related incidents like broken pipes. $2,000 - $10,000
Liability Claims Coverage for legal fees and medical expenses if someone is hurt in your home. $5,000 - $100,000

How Renters Insurance Works

Renters insurance is easy to manage. For a small monthly premium, you’re protected against many common risks. Whether it’s a break-in or accidental water damage, you can file a claim to get reimbursed for your losses. Your policy also includes liability coverage, helping with legal fees or medical bills if someone is injured in your home.

Call Lenz Insurance Agency at 712-263-6696 or fill out our online quote request form to get started.